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Better still, come in and see us in person. We have most approvals within 24 hours normally once all the required information is received. Certain circumstances might mean it can take a little bit longer. After-hours access — We operate outside of banking hours and can facilitate Saturday approvals. A friend of mine just bought a new Toyota Camry in Melbourne.


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  • The only thing I can think of is that if you pay cash you can probably negotiate the price a bit, is that true? What's worse, a Camry or a Toyota? A Camry has to be one of the worst Toyotas. Perhaps you can get the same deal on a different car. I dislike them all. As much as most cars.

    Before we begin:

    The trouble is the statement they make everywhere… even a GT86 looks ultra-ordinary when it has those awful plastic logos stuck on it. When my parents last bought a car they negotiated and offered cash and the dealer said 'Honestly I'd prefer to have you finance it as that helps us meet our target".

    Kluger 2WD GX

    I cant remember the exact figures, but they were in a thread last time this came up. Friend mentioned something similar. The dealer said to him that they can easily sell with the RRP, so wouldn't give a discount. My parents did get a substantial discount but the dealer said they couldn't do more unless they agreed to do finance. I'm guessing he got some kind of commission to sign them up for the finance package. What's the discount like and what car? But this was a few years ago. A new generation camry, made in japan, is coming out later in the year.

    I would rather wait for it if I were you. If you want to buy the current version, do negotitate as Camry, especially lower grade model, is overstock atm. As others have mentioned you will pay retail price with no room for negotiation on price or any extras such as floor mats, tinting, reverse sensors etc.